Is there any credit card/debit/any type of plastic out there with perks geared towards very specific purchases in a paleo lifestyle? Not aware of anything particularly useful to paleo/primal followers, but it would be nice to get good discounts on more natural products/groceries or anything along that line.
Yes, I realize credit cards are evil and all that.
Really, credit cards aren't paleo? (Neither are computers. Or the Internet. Doy.)
We have a Chase Freedom. I like that right now I get 5% back at grocery stores, and I like that I always get 1% cash back. I like that I can download a .csv file of our monthly expenses and keep better track of our money and where it is going. I like being able to pay at the pump at the gas station and NOT have to lug my kiddo out of the backseat to pay in cash. I like Amazon.com for random household purchases and bulk purchases. I like being able to hold my baby on my hip and swipe a credit card at the store - I would never be able to manage cash and change with only one free hand!
We pay our credit card off IN FULL every single month. Credit cards do not have to be evil; rather, they can make your life easier, make it easier to track expenses and give you perks, like cash back. Consistent use and proper use of credit cards is good for your credit rating, which will do all sorts of happy things for you should you ever want to purchase a house, etc.
Anyone who is criticizing you for asking about a good credit card for the purchases that you want to make on a regular basis to support your paleo lifestyle (groceries, five fingered shoes, whatever...) needs to take a step back and remember that we're not doing historical reenactment. We're making the right choices for our specific circumstances. For some of us, myself included, this most definitely involves using a credit card. Responsibly, of course.
If what you want is a discount on groceries, I would look into the American express blue cash card. Call and see if the stores you frequent are included in the cash back. If you do most of your grocery shopping on amazon, I would look into their credit card.
Not sure too much on rewards but I have a killer capital one that does 5.99%. As a 24 year old with quite a bit of debt the low interest rate helps with financial stresses.
@raney- To say debt is "unpaleo" is unfair to people who have debt. No one chooses debt. This forum has been set up for people to come and to not be judged on their question- this is supposed to be a safe place and I would hope that the members of the board would respect that.
Watch out, the Paleo Police are going to be enraged. Credit card receipts tend to have BPA. Oh, the horror! Wear gloves and handle with care. Use plant-based inks to sign when you make a purchase:)
On a more serious note, I don't think you need a special card. A special card will most likely make you feel like you need to purchase items you normally wouldn't have. Just find a good credit card/debit card that has grocery or cash rewards you can pay yourself back with. I bank with Chase and get something like 1% back on all groceries and after I spend a certain amount, I can swap points for cash. I don't need to make special purchase and I have no temptations to buy things I normally wouldn't buy. It's also free, so I don't need to worry about monthly payments to keep it "open". Find a good bank for your savings and deposits and check out what they have to offer you.
Cash only at farmer's markets.
Otherwise, cards that give points back points or miles on groceries and restaurants, usually is a good bet (Chase Freedom, Chase Sapphire Preferred, American Blue Sky...dailymarkets.com for some comparisons).
Until we get a major barter system going, Capital One - "What's in your wallet?" Not cavemen...but close...er. And using credit cards doesn't necessarily mean you're taking on debt. For me, I'm taking on an interest-free loan for a month (because I never carry a balance...the credit card companies just love me).