If so leave comments here or on my blog of today, august 17 2011 or on Brent pottengers site. We are out to change everyone's life for the better but we want your input. Since we are asking the question we want the answers from you......
I hope this is ok with patrik and the mods......but it benefits us all.
Paleo-friendly naturopaths/MDs including psychologists/psychiatrists, a range of alternative practitioners such as massage therapists, chiropractors/cranio-sacral, etc
How do you prove you're paleo? Do you lose your insurance if you accidentally have some gluten?
Insurance is all about numbers and actuarial tables. They have no data go go by that shows that the cost of insuring a paleo person in cheaper than a non-paleo.
I think it's a fantastic and exciting idea!
My initial thoughts would be:
maybe have incentives where if you don't spend your allotted amount of money on medical services each year it can sit in a savings account and roll over to the next year, or you can get some of it back somehow
I like the idea mentioned above about paying fairly high out of pocket costs initially, and then being covered 100% above 5k for example.
Connecting it with the paleo physicians network that Robb Wolf has linked through his website seems like a good idea
Premiums should be tied to health markers, presuming we are adopting modified markers. i.e.. Total cholesterol above 200 should not be a warning, maybe taking Total:HDL or HDL: trigs ratios, LDL particle size, etc
I don't like the idea about not covering diseases of civilization because while we may have an 80% (totally made up random number) less chance of getting them, they are still possible.
Too soon to tell. With all these high cholesterol numbers flaoting around amongst paleos, and flying in the face of conventional wisdom and everything, who knows? Maybe we'll all keel over sooner rather than later, Art Devany notwithstanding. I'm actually kind of serious. Whack me down, that's OK.
Dental -- dentists/ oral surgeons who understand the relationship between diet, dental health, and overall health would be beneficial, especially. Going paleo/primal/whatever, from what I've read and experienced personally has a positive overall effect on oral health, but years of eating SAD has left many a mouth messed up.
I would like to get annual/quarterly labs done at the wholesale price.
I'm good with all expenses out of pocket for the first 1-5K and then 100% coverage and the policy cost would slide to reflect.
I'd love to be able to consult via the internet with like minded MDs who could order the labs, give feedback and recommend interventions. I don't need a gp anymore but would utilize one if he/she understood the ancestral metric and was not in the pocket of Big Pharm. I can use walk-in clinics for minor emergencies and the ER for big stuff.
Also, we needs lots of like minded RNs that could do the grunt work of organizing the patients medical records, take in-depth hx etc. I'll take a job at that level and help however I can.
GYNs familiar with Paleo and its intersection with perimenopause, menopause, fibroids and other female issues affected by hormones and diet
naturopaths, GI paleo friendly MDs, internists who will do Paleo bloodwork and know how to read and discuss them relatively
Paleo brochures: chronic fatigue muscle wasting - chronic cardio GI issues - Crohn's and diverticulitis especially for my family; osteo issues endo issues infant guidelines (ie, wheat, dairy, dental - as we know so far) pregnancy dietary guidelines dermatology
For a paleo person whose primary focus is wellness and pursuing health I would think a pay out of about $1000-$2000 payout for any services they (the insured) deems necessary each year followed by a large deductible (5-10,000) then coverage at 100%.
I have seen a couple of plans like this and think its a good model for healthy individuals that want enough coverage for extreme circumstances, yet allows that first 1-2000$ for your yearly "maintenance" if you will. The first 1-2000 could be paid for things not normally covered....personal trainers, fitness experts, nutrition(paleo) counseling, well visits to CAM practitioners...whatever.